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Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I qualify through my Employer or Organization
I qualify because I am related to a current NWFCU member.
The current member is my: Their account number is: .
I want to join a Community Partner which makes me eligible to join Northwest Federal Credit Union
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Required Products
Select at least one of the following products required for membership
Primary Savings

APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00


You may select one of the following products
Available Products
Anniversary Certificate

Limited-time 75th anniversary special! Earn 3.62% APY when you open a 27-month Anniversary Certificate with $1000.00 minimum deposit required and no maximum requirement. This special offer is available for traditional certificates opened online or in-branch. See Certificate Disclosure for terms and conditions.

APY: 3.62% Min Deposit: $1,000.00

Bling Certificate

Limited-time 75th anniversary special! Earn 1.45% APY when you open a 7-month Bling Certificate with a $1000 minimum balance required and no maximum requirement. This special offer is available for traditional certificates opened online or in-branch. See Certificate Disclosure for terms and conditions.

APY: 1.45% Min Deposit: $1,000.00

Twinkle Certificate

Limited-time 75th anniversary special! Earn 2.25% APY when you open a 21-month Twinkle Certificate with a $1000 minimum balance required and no maximum requirement. This special offer is available for traditional certificates opened online or in-branch. See Certificate Disclosure for terms and conditions.

APY: 2.25% Min Deposit: $1,000.00

Hope Certificate

Limited-time 75th anniversary special! Earn 1.50% APY when you open a 15-month Hope Certificate with a $1000 minimum balance required and no maximum. This special offer is available for traditional certificates opened online or in-branch. See Certificate Disclosure for terms and conditions.

APY: 1.50% Min Deposit: $1,000.00

Glitter Certificate

Limited-time 75th anniversary special! Earn 2.75% APY when you open a 54-month Glitter Certificate with $1000 minimum and no maximum balance required. This special offer is available for traditional certificates opened online or in-branch. See Certificate Disclosure for terms and conditions.

APY: 2.75% Min Deposit: $1,000.00

1-Year Add On Certificate

With our Add-on Certificate, you can deposit additional funds to your Certificate over the term, giving you the unique flexibility to add to your investment over time. You may make additional deposits to an Add-on Certificate at any time. There is no minimum amount requirement for additional deposits.

APY: 0.15% Min Deposit: $500.00 Max Deposit: $2,500.00

2-Year Add On Certificate

With our Add-on Certificate, you can deposit additional funds to your Certificate over the term, giving you the unique flexibility to add to your investment over time. You may make additional deposits to an Add-on Certificate at any time. There is no minimum amount requirement for additional deposits.

APY: 0.18% Min Deposit: $500.00 Max Deposit: $2,500.00

3 Month Certificate

Max APY: 0.10% Min Deposit: $1,000.00

6 Month Certificate

Max APY: 0.16% Min Deposit: $1,000.00

1 Year Certificate

Max APY: 0.35% Min Deposit: $1,000.00

2 Year Certificate

Max APY: 0.38% Min Deposit: $1,000.00

3 Year Certificate

Max APY: 0.42% Min Deposit: $1,000.00

4 Year Certificate

Max APY: 0.47% Min Deposit: $1,000.00

5 Year Certificate

Max APY: 0.52% Min Deposit: $1,000.00

Dues Secondary Savings

Save for association dues, expo or conference expenses, emergency funds, or seasonal expenses.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00

Kasasa Saver with Kasasa Cash Back Checking

Earn higher dividends with a Kasasa Saver® account when you have a Kasasa Cash Back® checking account. The monthly cash back from your Kasasa Cash Back® debit card purchases along with any ATM fee refunds are automatically deposited to your Kasasa Saver® account for a simple and seamless way to save. Please note: if you have already opened a Northwest Federal Kasasa Cash Back® checking account, only Kasasa Saver® will be added to your account.

No minimum balance requirement for Kasasa Saver® or Kasasa Cash Back®.

Kasasa Saver with Kasasa Cash Checking

Earn higher dividends with a Kasasa Saver® account when you have a Kasasa Cash® checking account. The monthly dividends earned from your Kasasa Cash® checking account along with any ATM fee refunds will automatically be deposited to your Kasasa Saver® account for a simple and seamless way to save. Please note: if you have already opened a Northwest Federal Kasasa Cash® checking account, only Kasasa Saver® will be added to your account.

Kasasa Saver® : no minimum balance requirement

Kasasa Cash®: $100 minimum opening balance

Savings Club

Save for seasonal expenses, such as holiday purchases, vacations or even your yearly personal property tax bill. Choose your initial disbursement date and funds will be transferred to your Primary Savings account annually on that date.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00

Secondary Savings

APY: 0.05% Min Deposit: $0.00 Max Deposit: $100.00

Choice Checking

Enjoy convenient account access and save money with this free checking account featuring no monthly maintenance fees or minimum balance requirements.

Max Deposit: $1,000.00

Elite Checking

Our dividend-earning account features no monthly maintenance fee when you maintain a $5,000 average monthly balance. You can earn a higher dividend rate with $1,000 minimum in deposits per month to the account.

APY: 0.02% Max Deposit: $15,000.00

Kasasa Cash Checking

With free Kasasa Cash® Checking, you’ll earn the highest dividend rate we offer on a checking account and enjoy ATM fee refunds when you meet these monthly qualifications: use eStatements, access Online Banking, and complete 12 debit card purchases.

Minimum opening balance: $100

Min Deposit: $100.00

Kasasa Cash Checking with Kasasa Saver

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Min Deposit: $100.00

Kasasa Cash Back Checking

With free Kasasa Cash Back®, you’ll get cash back on everyday debit card purchases and enjoy ATM fee refunds when you meet these monthly qualifications: use eStatements, access Online Banking, and complete 12 debit card purchases.

No minimum balance requirement.

Kasasa Cash Back Checking with Kasasa Saver

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Money Market

Want dividends and checking flexibility? Our Money Market Account (MMA) makes it possible. Featuring a higher dividend rate than our standard savings account, a Money Market Account also lets you enjoy flexibility, convenience, and protection.

APY (Annual Percentage Yield)
Please answer question(s) below
Will this credit card be used as checking account overdraft protection?*
Are you obligated to pay Alimony or Child Support? ( if yes, please list monthly amount in the expense section)*
Please let us know how you heard about Northwest Federal Credit Union.*
Do you plan to use your account to conduct international transactions such as incoming or outgoing international wires or receive international ACH credits?*
Approximate Annual Income?*
Source of deposits, if other than Payroll (i.e. Pension, Social Security)*
How will you use this account (i.e. Savings, Primary, Expenses)?*
Under penalty of perjury, I certify that: (1) the Social Security Number (SSN)/Taxpayer Identification Number (TIN) listed above is my correct taxpayer identification number (or I am waiting for one to be issued); and (2) I am not subject to backup withholding because (a) I am exempt, or (b) I have not been notified by the IRS that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) because the IRS has notified me that I am no longer subject to backup withholding; and (3) I am a U.S. citizen or other U.S. person. For federal tax purposes, you are considered a U.S. person if you are: an individual who is a U.S. citizen or U.S. resident alien; a partnership, corporation, company, or association created or organized in the United Sates or under the laws of the United Sates; an estate (other than a foreign estate); or a domestic trust (as defined in Regulations section 301.7701-7.*
Select your eligible Promo Code:
You acknowledge that if you choose to complete this loan application and obtain a loan with the credit union, information about the loan will be reported to credit bureaus reflecting Northwest Federal Credit Union as the lender of record.*
Certificate Applicants – I have read and acknowledge the Certificate Disclosures (all other applicants, select “N/A”). *
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

By clicking the “I Agree” button you authorize Northwest Federal Credit Union to complete ID verification and to access your credit file to authenticate your identity and facilitate the processing of this application or other related financial services as submitted now or in the future. You understand that you may be asked questions based on the information in your credit file, as part of this process, and that NWFCU may obtain and review your credit history and past banking relationships before accepting this account.

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